Technology

5 personal finance apps for your smartphone

Remember that foggy area you used to be in when you wanted to take full control of your finances? When did you want to be more responsible in saving and spending to plan for the present and the future? Those foggy days are over and the days of financial apps on your smartphones that provide more clarity and ease of use are here. We are discussing the top 5 financial apps that you will find useful.

  1. Mint.com Personal Finance

This app is one of the best personal finance apps. It syncs with your bank transactions and categorizes them automatically. Create a custom budget based on your past expenses. Keeps track of your expenses and keeps reminding you of your budget. You can create a separate mini-budget for entertainment, gas, eating out of things you want to monitor. The app sends you reminders, alerts, and category color codes so you know when you reach the danger zone. It also offers advice on stocks and investments.

Platform: iOS, Android

Price: Free

2. MoneyWise

This application is very easy to use. It is a budget and expense tracking application. MoneyWise allows you to set your financial goals. It monitors cash flow, categorizes your expenses and, with the help of colorful charts and graphs, lets you know the status of expense categories. You can export the data from this application as HTML or CSV files.

Platform: Android

Price: Free

3.Expenditure tracker

This application, as the name suggests, keeps track of your expenses. It will help you uncover the mystery of exactly where your money is going each month. You can organize your expenses on a daily, weekly or monthly basis. It can be customized to suit your needs. Easy-to-read fonts and graphics make for a fun little tracker.

Platform: iOS

Price: Free

4. Expense manager

This application allows you to keep track of your expenses in all categories on a weekly, monthly or yearly basis. You can search for individual transactions, set up payment alerts, import and export data from your phone to your desktop, and take photos of receipts as you store them. It has a currency calculator, tax calculator, etc. It’s a useful little app.

Platform: Android

Price: Free

5. You need a quote (YNAB)

This application is for the whole family. Syncs with YNAB desktop software (required). You can budget across multiple accounts, analytics, and you can show the entire family’s transactions instantly. A free version is also available.

Platform: iOS, Android

Price: $ 4.99

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